Squeaking in just before the cut off of 2007 was my favorite piece of technology. Before nominating this gadget I had to think carefully about how it has impacted my life and if my love for this thing is heightened because I just got it. And I don’t think it has. It is truly amazing.

The runner up technology gadget of the year for me was m

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This has been an interesting series on looking at how money, credit and debt infiltrate every occupation and profession, even strippers. Also extremely interesting has been a look at how much strippers really make and how you need to approach being a stripper like owning your own small business, which it is. Often people think that strippers

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As someone that deals with the aftermath of the financial mess my answer will surprise you. Yes there should be classes but it is NOT a vaccination against financial problems but it might be part of a longer term multifaceted solution.

My observation is that teaching these issues in high school is a bit like requiring all students to take

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It is again that time of the year when everyone seems to look forward into the crystal ball and make predictions abut what the new year will bring. Not to be left out, here is what I see in the crystal globe to come for consumers and their debt.

Sadly the outlook is not rosy at all. Following the August fundamental shifts in the underlying

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If societies ethics and response would be to be flexible and seek a balanced solution, and the bank does not strive to do that, are the banks morals or ethics out of balance with societies and not reflective of the moral norm?

What do you think about that situation and what do you think the ethical goal of the bank should be on the lending

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I’m wondering if we as a society consider it to be ethical for a bank to extend sub-prime or relaxed loans to consumers but not to extend the same degree of laxness or flexibility on the back end if a consumer gets into financial troubles or is that entrapment? If a bank knows they are not in compliance with a code or regulation but continues

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