If you are a student that has been struck with a defaulted student loan then you probably are dealing with debt collectors and horrible credit reports. This can lead to a slippery slope where it is hard to get loans or use your credit for any other

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The last thing you want to deal with is a guaranty agency or some kind of debt collector knocking on your door. There are a lot of ways your student loans can help you and at the same time if you are not careful they can kill your credit score. Th

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