The last thing you want to deal with is a guaranty agency or some kind of debt collector knocking on your door. There are a lot of ways your student loans can help you and at the same time if you are not careful they can kill your credit score. This is quickly picked up by the national credit bureaus and you could be in a lot of trouble if you are not careful. Here are some good tips to follow if you are dealing with a defaulted student loan.

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