The economy is in the toilet and the President is begging for $700 billion to bailout the investment banking industry. I have some questions about all this and I hope to find the answers to them. This article delves into these questions and why this investment in economic infrastructure is absolutely necessary to prevent an economic catastrophe. Basically, lots of money has been loaned in a lot of areas to people and businesses who cannot repay the money. The supply of money available to loan (liquidity) is drying up as more businesses and people can’t make the payments on the money they borrowed. They can’t sell the assets they bought with borrowed money because the asset values have gone down, often below the amount they owe. More is owed than the stuff is worth.